Find our latest thoughts on the Fund Recs Blog | Fund Recs

What’s Missing? The Silent Risk of Underreporting Trades

Written by Team Fund Recs | Aug 11, 2025 12:22:30 PM

What Is Underreporting?

When it comes to EMIR, the absence of a trade report isn’t just an oversight — it’s a regulatory failure. Unlike rejections or mismatches, missing trades don’t generate alerts. Without an inbound trade feed to the trade repository, there’s nothing to reject or match against — meaning the absence passes silently.

How It Happens

Underreporting can result from:

  • Broken trade capture processes

  • Errors in report filtering logic, excluding valid trades

  • Missing lifecycle events for previously reported trades (e.g., modifications or terminations not sent)

  • Transmission failures between internal systems and the trade repository

  • Lapses in delegated reporting oversight

Because these trades never reach the trade repository, there’s no immediate flag to trigger investigation.

Why It’s So Risky

Key risks include:

  • Non-compliance with EMIR obligations

  • Inaccurate exposure and risk reporting at the systemic level

  • Regulatory enforcement or public censure during audits or investigations

Even when reporting is delegated, the legal obligation for completeness remains with the counterparty — making independent oversight essential.

How to Stay in Control

To mitigate this risk, firms should:

  • Reconcile internal trade records against reports submitted to the trade repository

  • Use acknowledgements and receipt files from trade repositories as verification

  • Perform periodic completeness reviews (daily for high-volume products, monthly for lower-volume portfolios, depending on risk appetite)

  • Apply rigorous oversight to delegated reporting arrangements

Final Thought

The real danger of underreporting is its silence. Without controls designed to highlight absence, these gaps may go undetected for months — or longer. That’s why strong reporting oversight needs to prioritise completeness as highly as it does accuracy.